--- title: FinTech News - Bank Data, Open Banking and New Products description: Frictionless Finance Solutions, Bank Data, Consumer Experience, Open Banking, PSD2. The latest Fintech news & insights from industry thought leaders. --- [![atto_logo](https://blog.atto.co/hs-fs/hubfs/atto_logo_black-1.png?width=100&height=38&name=atto_logo_black-1.png "atto_logo")](https://www.atto.co) - [Solutions](https://www.direct.id/insights) - [Affordability](https://www.direct.id/products/insights-affordability) - [Income verification](https://www.direct.id/products/insights-income-verification) - [Categorisation & classification](https://www.direct.id/products/insights-categorisation-classification) - [Emerging financial distress](https://www.direct.id/products/insights-emerging-financial-distress) - [SME financial health](https://www.direct.id/products/insights-sme-financial-health) - [Bank account verification](https://www.direct.id/use-cases/bank-account-verification) - [Use Cases](https://www.direct.id/use-cases) - [Credit risk decisioning](https://www.direct.id/use-cases#credit-risk-decisioning) - [Risk modelling](https://www.direct.id/use-cases#risk-modelling) - [Origination & onboarding](https://www.direct.id/use-cases#origination-onboarding) - [Portfolio risk management](https://www.direct.id/use-cases#portfolio-risk-management) - [Collections & recoveries](https://www.direct.id/use-cases#collection-recoveries) - [Company](https://www.direct.id/resources) - [About](https://www.direct.id/about) - [Careers](https://www.direct.id/company/careers) - [Contact](https://www.direct.id/about/contact) - [Blog](https://blog.theidco.com/) - [Customer Stories](https://blog.theidco.com/customers) - [Coverage](https://www.direct.id/about/bank-data-coverage) - [Developer Docs](https://docs.direct.id/) - [Book A Demo](https://www.direct.id/demo) # DirectID Finance & FinTech Blogs listing page ## [On demand | The future of account verification: In conversation with DirectID & Shieldpay](https://blog.atto.co/fintech/webinar-the-future-of-account-verification-in-conversation-with-directid-shieldpay) DirectID Join the Founders of DirectID & Shieldpay for a conversation on account verification and open banking on Wednesday 26th October. [Read this article](https://blog.atto.co/fintech/webinar-the-future-of-account-verification-in-conversation-with-directid-shieldpay) ## [Consumer Duty: Getting into the customer's shoes](https://blog.atto.co/fintech/consumer-duty-getting-into-the-customers-shoes) James Syron James Syron, DirectID's Partner Manager, references the FCA's Consumer Duty when outlining why financial services needs to get into the customer's shoes. [Read this article](https://blog.atto.co/fintech/consumer-duty-getting-into-the-customers-shoes) ## [On demand webinar: Alternative credit data for better customer outcomes](https://blog.atto.co/fintech/webinar-alternative-credit-data-for-better-customer-outcomes) DirectID Join the webinar to discuss and explore the alternative data that lenders need to produce better customer outcomes. [Read this article](https://blog.atto.co/fintech/webinar-alternative-credit-data-for-better-customer-outcomes) ## [Seven things I've learned building one of Scotland’s most flexible workplaces](https://blog.atto.co/fintech/scotlands-most-flexible-workplaces) Karen Henderson, Head of Employee Experience DirectID's Head of Employee Experience, Karen Henderson, explains how flexibility can be your company’s superpower. [Read this article](https://blog.atto.co/fintech/scotlands-most-flexible-workplaces) ## [What lenders should be paying attention to in 2022](https://blog.atto.co/fintech/what-lenders-should-be-paying-attention-to-in-2022) DirectID James Varga contributed to Trade Ledger's 'Business Finance Predictions 2022' report. His message? Open Banking is going mainstream, get on board.  [Read this article](https://blog.atto.co/fintech/what-lenders-should-be-paying-attention-to-in-2022) ## [A Better Way to Identify Vulnerable Utilities Customers](https://blog.atto.co/fintech/identify-vulnerable-utilities-customers) DirectID As the energy crisis escalates, open banking could be the key to proactively assessing and managing financial vulnerability. [Read this article](https://blog.atto.co/fintech/identify-vulnerable-utilities-customers) ## [Transforming the Collections Process for Utilities Providers](https://blog.atto.co/fintech/collections-process-utilities) DirectID Collections is unappealing for collections agents and for customers. DirectID spoke to some of the leading companies in the field about key problems. [Read this article](https://blog.atto.co/fintech/collections-process-utilities) ## [Frictionless Finance Report - Thursday 24th June](https://blog.atto.co/fintech/frictionless-finance-report-thursday-24th-june) Kenny Pattie This month we examine the use case for Open Banking in the gaming sector and the potential for a digital coin from the Bank of England. [Read this article](https://blog.atto.co/fintech/frictionless-finance-report-thursday-24th-june) ## [Frictionless Finance Report - Wednesday 19th May](https://blog.atto.co/fintech/frictionless-finance-report-wednesday-19th-may) Kenny Pattie We examine how Open Banking and digital transformation can help the UK to recover from the pandemic, and whether Canada needs to step up its Open Banking game. [Read this article](https://blog.atto.co/fintech/frictionless-finance-report-wednesday-19th-may) [More articles »](https://blog.atto.co/fintech/page/2) # Subscribe to our blog Subscribe today and we'll keep you up to date with the latest FinTech blogs, product updates, customers stories and news headlines. [![atto_logo_black-1](https://blog.atto.co/hs-fs/hubfs/atto_logo_black-1.png?width=100&height=38&name=atto_logo_black-1.png "atto_logo_black-1")](https://www.atto.co) [Platform](https://directid.theidco.com/our-platform) [Connect](https://directid.theidco.com/our-platform/connect) [Data API](https://directid.theidco.com/our-platform/data-api) [Bank Account Verification](https://directid.theidco.com/our-platform/bank-account-verification) [Dashboard](https://directid.theidco.com/our-platform/dashboard) [Insights](https://directid.theidco.com/our-insights) [Affordability Engine](https://directid.theidco.com/our-insights/affordability-engine) [Categorisation Engine](https://directid.theidco.com/our-insights/categorisation-engine) [Classification Engine](https://directid.theidco.com/our-insights/classification-engine) [Income Verification Engine](https://directid.theidco.com/our-insights/income-verification-engine) [Emerging Financial Distress](https://directid.theidco.com/our-insights/emerging-financial-distress-engine) [**Resources**](https://directid.theidco.com/resources) [Bank Data Coverage](https://directid.theidco.com/resources/bank-data-coverage) [Knowledge Base](https://support.direct.id/) [Frequently Asked Questions](https://directid.theidco.com/resources/frequently-asked-questions) [Brand Guidelines](https://directid.theidco.com/resources/brand-guidelines) [Webinars](https://blog.theidco.com/webinars) [Blogs](https://blog.theidco.com/) [**Company**](https://directid.theidco.com/company) [About](https://directid.theidco.com/company/about) [Our Team](https://directid.theidco.com/company/team) [Careers](https://directid.theidco.com/company/careers) [Latest News](https://blog.theidco.com/news) [Contact](https://directid.theidco.com/company/contact) [Twitter](https://twitter.com/_directid)    [Linkedin](https://linkedin.com/company/directid)    [Youtube](https://www.youtube.com/channel/UChhvWEBUv_w3e7BOXouki8g) All Rights Reserved © 2025 The IDCO. Ltd • [Policies](https://www.atto.co/policies) Company registered in Scotland [SC400459](https://beta.companieshouse.gov.uk/company/SC400459) • Atto is brought to you by The ID Co., a registered Account Information Service Provider by the FCA • AISP registration number [798579](https://register.fca.org.uk/ShPo_FirmDetailsPage?id=0010X000046GUvIQAW) • We're committed to protecting your data, our ICO number is [ZA384596](https://ico.org.uk/)